Islamic Microfinance A Case Study of Australia Abu Umar Faru

From HodHood
Jump to: navigation, search


Top 20 FREQUENT WORDS

islamic 92 microfinance 87 mainstreaming 55 sustainability 50 khaleequzzaman 26 banks 13 clients 11 mfi 10 murabaha 10 social 10 cooperatives 8 finance 8 musharaka 8 mfis 6 mudaraba 6 pmn 6 poverty 6 rural 6 banking 5 development 5 financing 5 issues 5 meeting 5 pakistan 5 phase 5 survey 5


DOCUMENT KEY POINTS

  • islamic microfinance a sustainability and mainstreaming international conference on islamic microfinance venue bestwestern hotel islamabad july muhammad khaleequzzaman head islamic banking school of islamic banking finance international islamic university islamabad pakistan islamic microfinance sustainability mainstreaming m
  • khaleequzzaman
  • islamic microfinance sustainability mainstreaming contents i poverty and gap analysis i issues of microfinance i role of islamic microfinance for inclusion i lessons from islamic microfinance experiences i review of some islamic banking products for use in microfinance i down scaling of islamic banking i cooperatives a possible microfinance vehicles a transformation case i conclusions islamic microfinance sustainability mainstreaming m
  • khaleequzzaman
  • pakistan s ranking th among developing countries i access to financial services access to finance study by pmn sbp dfid world bank i R formally served male female i R informally served male female i R financially excluded male female islamic microfinance sustainability mainstreaming m
  • islamic microfinance sustainability mainstreaming poverty and microfinance landscape i incidence of poverty i R prsp
  • islamic microfinance sustainability mainstreaming poverty and microfinance landscape i microfinance providers pmn network i R microfinance banks i R microfinance institutions i R rural support programs i R others i outreach pmn i R no
  • million i R gross loan portfolio rs
  • islamic microfinance sustainability mainstreaming poverty and microfinance landscape i coverage as of potential poor population i R economic survey i R pmn i R microwatch i to reach
  • million target us to million rs
  • islamic microfinance sustainability mainstreaming issue of microfinance i sustainability i R most of the programs are not sustainable category of oss fss mfb mfi mfbs
  • i R high interest rates eats up sustainability of clients i R market sustainability is effected of limited outreach and product constration islamic microfinance sustainability mainstreaming m
  • without express consent of client i high cost debt economy than real economy i R separates finance from real economy i R absence of cooperation when client loses i R de capitalization in high inflation economies i exclusion i R self exclusion due to prohibition of interest i R poorest of the poor i R women in gender segregated societies islamic microfinance sustainability mainstreaming m
  • islamic microfinance sustainability mainstreaming issue of microfinance i transparency i R flat rates of interest un explained fees hidden charges etc
  • islamic microfinance sustainability mainstreaming role of islamic microfinance helps resolving issues i inclusion i R diversification of approach and products includes selfexcluded i R zakat and sadaqat a divine tools of grant a enables poorest of the poor to benefit from microfinance a systematic approach meeting consumption and then production needs islamic zakat and sadaqaat finance murabaha basic need development of capital working fulfillment entrepreneurship investment capital transformation of hard core poor islamic microfinance sustainability mainstreaming m
  • khaleequzzaman
  • islamic microfinance sustainability mainstreaming role of islamic microfinance helps resolving issues i promoting entrepreneurship i R debt not allowed in islam as usual practice i R asset creation and entrepreneurship is promoted i transparency and sanctity of contracts i R islamic values prevent violation of contract and require disclosure of full knowledge relating to financial transaction islamic microfinance sustainability mainstreaming m
  • khaleequzzaman
  • khaleequzzaman
  • islamic social capital environment negative negative social capital social capital deceit and selection coercion bias mfi i fard al kafayah i adl clients mistrust i ihsan i joint liability inefficiency i information disclosure i self esteem i cooperation idleness willful i payment niggardliness default islamic microfinance sustainability mainstreaming m
  • khaleequzzaman
  • islamic microfinance sustainability mainstreaming i meeting demand for islamic microfinance respondents survey surveyed countries preference cgap jordan algeria and syria planet finance west bank and gaza usaid jordan
  • of fin mgmt ifc sponsored yemen study ifc syria bank indonesia indonesia east java a recently conducted survey in azad kashmir exhibits demand districts islamic microfinance sustainability mainstreaming m
  • khaleequzzaman
  • akhwat qarz hassan dokcb murabaha agricultural inputs w c equipments flour machines wood cutting saw welding plant livestock fruit processing etc nrsp murabaha domuslim aid murabaha agricultural inputs w c livestock islamic microfinance sustainability mainstreaming m
  • islamic microfinance sustainability mainstreaming some experiences in islamic microfinance a nat l institution mode of finance purpose of financing ir ssed murabaha w c equipments tools house renovation etc
  • islamic microfinance sustainability mainstreaming some products for use in islamic microfinance i phase a i st to rd cycle i R murabaha i R salam i phase a ii th to th cycle i R ijara i R diminishing musharaka for durable assets only i phase a iii graduated after th cycle i R mudaraba musharaka islamic microfinance sustainability mainstreaming m
  • khaleequzzaman
  • murabaha salam a agricultural financing financing of wheat crop production liquidity requirements hiring of tractor implements sowing purchase of water hiring of labour for preparation of land and harvesting marketing input requirements seed fertilizer pesticides guarantees agric
  • pass book and hypothecation of crop liquidity liquidity liquidity inputs in kind need need hiring for hiring for sale of fertilizers seed pesticides harvest land prep
  • islamic microfinance sustainability mainstreaming mainstreaming islamic microfinance issues for mainstreaming i regarding mfis i R limited resource base of imfi i R ineligibility of collecting savings i R product concentration in murabaha i R capacity building of mfi i R sharia advisory i regarding islamic banks i R perception about microfinance as high risk area i R informal sector environment i R absence in rural areas i R absence of credit guarantee scheme islamic microfinance sustainability mainstreaming m
  • khaleequzzaman
  • downscaling islamic banks i corporate social responsibility fard al kafaya i business case profits and high rate of recovery i limitations informal sector regulatory implications absence in rural areas i possible course of action i R phase a i i linkage with mfis mudaraba or musharaka i urban operation through islamic mf division or cell i R phase a ii i linkage continues i extension of branches in rural areas islamic microfinance sustainability mainstreaming m
  • islamic microfinance sustainability mainstreaming mainstreaming islamic microfinance
  • downscaling islamic banks a linkage with mfis i mfi directs savings of its clients to islamic banks i ib invests these savings and pays profit to clients i ib opens mudarabah a c of mfi and places a limit to be used by mfi i ib agrees on a profit sharing ratio lesser than what it charges to the commercial clients because mfi has provided resource to ib free of cost i ib provides sharia advisory sharia audit and product development and capacity building i mfi uses these funds for meeting finance requirements of its clients under islamic modes islamic microfinance sustainability mainstreaming m
  • islamic microfinance sustainability mainstreaming mainstreaming islamic microfinance
  • downscaling commercial banking and establishing imfbs a i sbp guidelines i R full fledged islamic microfinance banks imfbs i R islamic microfinance services by full fledged islamic banks i R islamic microfinance services by conventional banks i R islamic microfinance services by conventional microfinance banks islamic microfinance sustainability mainstreaming m
  • islamic microfinance sustainability mainstreaming mainstreaming islamic microfinance
  • involvement of cooperatives a i features of cooperatives i R law cooperative societies act and rules i R bodies corporate perpetual succession common seal i R eligible to collect savings and intermediate for financing i R members of provincial cooperative banks secondary societies fully functional ppcb and kcb i R number of cooperatives i pakistan i punjab i R membership i pakistan
  • islamic microfinance sustainability mainstreaming mainstreaming islamic microfinance
  • involvement of cooperatives a i transformation strategy i R dissolution of pcb i R formation of microfinance company i R general body meeting i R registrar cooperative societies order i R cooperatives and provincial government become shareholders i R assets and liabilities transfer to islamic microfinance bank i R other alternative a pcb transformed to mfb and later establishes islamic microfinance division i precedence a karakorum coop
  • bank under conversion in phased program total branches islamic mf branches islamic microfinance sustainability mainstreaming m
  • market leverage a i once ijara and musharaka mudaraba have accumulated ibs or imfis as group may securitize by issuing sukuk and enhance their resources to broaden outreach islamic microfinance sustainability mainstreaming m
  • islamic microfinance sustainability mainstreaming mainstreaming islamic microfinance
  • thanks islamic microfinance sustainability mainstreaming m
  • khaleequzzaman iafsp a islamic microfinance


Please note, This is an auto generated summary based on sentances position in the document and other factors

DOCUMENT WORD ANALYSIS

Main Category

AlHuda Material\islamic micro


KeyWords

islam finance bankable contract client profit purchase financial asset microfin risk sale transact price murabahah busi sharia goodasset payment invest


RELATED DOCUMENTS

Agriculture Islamic Financing by M. Farooq Ahmed Tung
AlHuda Islamic Modes Agricultural Financing By Muhammad Khal
Applying Islamic Finance Principles to Microfinance
Considerations for Implementing Musharakah in Microfinance b
Designing Products for Islamic Microfinance by Mr. Ahmad Ali
Handbook of Islamic SME Finance by State Bank of Pakistan
Islamic Banking A Guide for small and mediam Sized Enterpris
Islamic Finance Principles
Islamic Financial Services and Microfinance
Islamic Microfinance - A Case study to Australia
Islamic Microfinance - A missing component of Islamic Bankin
Islamic Microfinance - A New approach to help small Enterpri
Islamic Microfinance A Case Study of Australia Abu Umar Faru
Islamic Microfinance A Missing Component in Islamic Banking
Islamic Microfinance and Socially Responsible Investment
Islamic microfinance and socially responsible investments by
Islamic microfinance and socially responsible investments
Islamic Microfinance Report
Islamic Microfinance Shariah compliant way of poverty allevi
Islamic Microfinance Workshop by Muhammad Khaleequzzaman
Islamic Modes Agricultural Financing by Muhammad Khaleequzza
Islamic Modes of Agricultural Financing By Muhammad Khaleequ
Islamic Modesinstruments For Microfinance Institutions
Making Development Assistance Sustainable Through Islamic Mi
Principles of Islamic Finance by Muhammad Khaleequzzaman
Shariah Foundation and Applications in Microfinance by Muham


DOCUMENT REFERENCES

Number of Pages

25


Published Date

2016-09-17 00:48:13


Full Document

Read the Full Document