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== Top 20 FREQUENT WORDS ==
insurance 30
microtakaful 26
takaful 19
microinsurance 17
ati 14
mfi 12
scheme 12
products 10
covers 9
partner 9
agent 8
access 7
provider 7
atk 6
lanka 6
ngo 6
operative 6
providing 6
sri 6
approach 5
bene<U+FB01>ts 5
claims 5
companies 5
coverage 5
fund 5
government 5
introduced 5
micro 5
model 5
muslim 5
ngos 5
patel 5
poverty 5
premiums 5
recipient 5
schemes 5
== DOCUMENT KEY POINTS ==
*microtakaful can as stated by mr patel the basic fundamentals underlyadopt the partner agent model practised in ing the takaful concept are very similar to co operative microinsurance whereby a microinsurance or and mutual insurance principles to the extent that the mr sabbir patel microtakaful provider may become an agent for co operative and mutual insurance scheme investing in an established insurance company to gain access islamic compliant products is one that is accepted under to technical expertise
*lowing where a partner is not available the microinsurance or microtakaful provider may consider approaching a c good corporate governance a c proper form of accounting and transparency partner agent model a c an open voluntary and non discriminating membership a c a high degree of autonomy and self reliance partner agent a c clear focus or objective to hold members together such product as access to affordable insurance products sales a c ensuring that everybody has access to and can afford product policyholder manufacturing to join the cooperative
*moreover the mfi one of the main difficulties facing the fund is the can adapt the amount of extra payouts to the needs of possibility of the government withdrawing its health their customers
*under the partner agent model lkms represents of microfinance this muslim majority country traces their partners clients or policyholders atk is the insurthe beginning of its microinsurance industry as far back as ance provider and takmin working group functions as years although it was pursued more vigorously about the mediator or agency between lkms and atk
*the biggest hurdle ati faced was in the collection of premiums or contributions particularly during the initial the approach stages as the consumers of microtakaful products were in ati took the opportunity to bring microtakaful to the rural areas spread over wide areas and difi cult to locate
*last year it introduced navodaya meaning dawn try in terms of the portfolio of outstanding loans and is of a new era aimed at providing death and disabilities aiming by next year to serve half a million clients in urban covers for factory workers at a cost of lkr us
''Please note, This is an auto generated summary based on sentances position in the document and other factors''
== DOCUMENT WORD ANALYSIS ==
=== Main Category ===
: AlHuda Material\takaful
=== KeyWords ===
taka islam insur malaysia productdeferred shariah countries muslim financial retakaful model growth custom partner developed service mutual bankable provided scheme
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== DOCUMENT REFERENCES ==
=== Number of Pages ===
3
=== Published Date ===
2008-08-12 04:17:55
== Full Document ==
[http://45.40.136.134/~hodhood/HodHoodDocuments/IslamicFinance/Takaful/Micro%20Takaful%20by%20Shabir%20Patal.pdf Read the Full Document]
[[Category:Islamic Finance]]
[[Category: Takaful]]
